160 Water Street, 20B

Income

Most NYC landlords look for an annual income of about $248,000 (40 times the rent), or a guarantor earning about $495,000 (80 times). How the 40× rule works →

To move in

By New York law, the most you can be asked for upfront is $12,400: the first month’s rent ($6,190), a security deposit of at most one month ($6,190), and a background check of at most $20. No broker fee through Nessoo.