84 William Street, 501

Income

Most NYC landlords look for an annual income of about $166,000 (40 times the rent), or a guarantor earning about $332,000 (80 times). How the 40× rule works →

To move in

By New York law, the most you can be asked for upfront is $8,320: the first month’s rent ($4,150), a security deposit of at most one month ($4,150), and a background check of at most $20. No broker fee through Nessoo.