84 William Street, 709

Income

Most NYC landlords look for an annual income of about $160,000 (40 times the rent), or a guarantor earning about $320,000 (80 times). How the 40× rule works →

To move in

By New York law, the most you can be asked for upfront is $8,020: the first month’s rent ($4,000), a security deposit of at most one month ($4,000), and a background check of at most $20. No broker fee through Nessoo.