493 2nd Ave, 10

Income

Most NYC landlords look for an annual income of about $216,000 (40 times the rent), or a guarantor earning about $432,000 (80 times). How the 40× rule works →

To move in

By New York law, the most you can be asked for upfront is $10,820: the first month’s rent ($5,400), a security deposit of at most one month ($5,400), and a background check of at most $20. No broker fee through Nessoo.